Title: The Mass and Structure of X-ray Luminous Galaxy Clusters at z=0.2 -- The View from Hubble and Chandra. Graham Smith Caltech Abstract: We present Hubble Space Telescope observations of ten X-ray luminous galaxy clusters at z=0.2. These data reveal numerous previously undetected gravitationally-lensed galaxies. We use this lensing signal to constrain a detailed model of the gravitational potential of each cluster core, and thus to measure the mass and structure of the clusters on projected scales of r<=500kpc. Our models provide an unprecedented view of cluster morphology, revealing that 60% of the sample contain significant substructure. Chandra X ray observations confirm that this is a signature of dynamical immaturity. The mean temperature of the intra cluster medium of the morphologically complex clusters is 30% hotter than than the regular clusters. This offset results in a critical and previously unexplored 20% systematic uncertainty in the use of clusters to normalize the matter power spectrum. Our results demonstrate the power of detailed gravitational lensing studies of objectively selected samples of massive clusters. This work lays the foundation for our detailed wide-field weak lensing (CFH12k) and X-ray (XMM-Newton) study of this unique sample and will be a benchmark for comparison with similar samples at higher redshift, for example drawn from the MACS survey.